In 2021 Alone, over 80,000 people signed up to an IVA to resolve their debt burden

Find out if an IVA is right for you


Am I Eligible For An IVA?

In 2021 alone, over 80,000* people signed up to an IVA to resolve their debt burdens

What Can An IVA Do For Me?

A single, lower payment

Repayments based on what you can afford – not what you owe.

Some debt written off

Proportion debt is written off when an IVA completes.

Interest stopped

No more interest or charges added.

Protection from creditors

No more creditor letters, calls or legal action.

What Is An IVA?

An IVA is a debt solution to help people with little prospect of repaying their debts in full, but able to commit to regular payments to repay them in part, (normally over 60 months) in exchange for the rest being written off.
If you owe at least £5,000, are struggling with payments but can commit to at least £90 per month, you may qualify for an IVA.

What Can An IVA Do For Me?

We’ll review your financial situation to determine your level of debt what you can afford to repay each month. If an IVA is suitable, we can make a formal proposal to your creditors.

If this is accepted, no more interest or charges can be added to your debts.

Provided you maintain payments, all unpaid debt is written off at the end of the IVA, which normally lasts 60 months.

Debts We Can Help With

Most debts can be included in an IVA

Credit Cards

Unsecured Personal Loans

Payday and Doorstep Loans


CCJ Debts

Catalogue Debts

Council Tax Arrears

Gas, electric & water arrears

Considerations of an IVA?